You are collecting know your client (KYC) information for your new client, Yael. She has recently acceptedan early retirement package from her employer and has $100,000 to invest. She is looking for an investmentthat will provide income to help pay her ongoing monthly expenses. Without this extra income, she wouldhave trouble paying her bills. From your discussions, Yael understands that markets fluctuate and says she iscomfortable with high risk. Which of the following would be a suitable investment?
Catarina is a Dealing Representative for Ethical Financial which represents 20 different mutual fund families.Darlene is a fund manager from one of those mutual fund families and wants to send a gift card to Catarina asa symbol of appreciation. Ethical Financial's policies and procedures manual (PPM) require that Catarinadecline the gift.What method of addressing conflict of interest is being used by Ethical Financial?